Then you and your neighbour (or whoever owned the house that got hit) would go and destroy more houses, and the world would riot until there are no houses left, and we'd all have to stay in hotels, and then they'd get destroyed and we'll all have to stay in shelters, and then they'd get destroyed, possibly by that same tree and then we'd be completely shelterless. Man, I got carried away with that...
What if I didn't get completely carried away with my answer?