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i just got a new (replacment of old) xbox 360 "S" Ive never played on XBL before and have "Genuiely" earned my credits offline up to LEGENDRY Rank. With this new xbox ive got live 12 month subscription and good and well so far...... When i wwent to play Online i was prompted to trade in my credits for online ranking or somthing, im not sure what exactely.... If i accept this and lost all my credits WILL my online and offline ranking DROP??? will my armour be locked again ??? I choose NO but wondering why and what will happen.. anyone out/in there/here know ???